In order to test the payment connector the following section contain test data. For some tests special instructions have to follow. Some test data may produce a negative result. We indicate when the test data should lead to a transaction failure or decline.
The issues can be simulated by entering ISSUE-SEPA-REJ-CODE as a family name, where CODE can have one of the following values:
| Code | Description |
|---|---|
| AC01 | The customer has provided an incorrect bank account number (IBAN). |
| AC04 | The customer's bank account is closed. |
| AC06 | The customer's bank account is blocked. |
| AC13 | The customer's account is a consumer account. It cannot be used for SEPA B2B transactions. |
| AG01 | Payment method is not allowed for this account type. e.g. The customer has provided a savings account, but the SEPA Direct Debit is not possible on the savings accounts. |
| AG02 | Incorrect sequence type. |
| AM04 | The customer does not have sufficient funds available in the account. |
| AM05 | Duplicate payment. |
| BE05 | The creditor reference is incorrect. |
| CNOR | The merchant's bank is not registered in the CSM (Clearing and Settlement Mechanism). |
| DNOR | The customer's bank is not registered in the CSM (Clearing and Settlement Mechanism). |
| FF01 | Failed due to a technical issue. |
| MD01 | No valid mandate or the mandate has been cancelled by the customer. |
| MD02 | The customer has provided an incorrect or incomplete mandate information. |
| MD06 | Refund has been request by the customer. |
| MD07 | The account holder is deceased. |
| MS02 | The direct debit has been refused by the customer. |
| MS03 | The reason has not been specified (e.g. due to the data protection laws). |
| RC01 | The customer has provided an incorrect bank identification code (BIC). |
| RR01 | The customer's account or identification is insufficient or missing. |
| RR02 | The customer's name and/or address is insufficient or missing. |
| RR03 | The merchant's name and/or address is insufficient or missing. |
| RR04 | The direct debit has been rejected due to a regulatory reason. |
| SL01 | The customer's bank has rejected the direct debit (e.g. the customer's account is blacklisted or limited). |